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Dave McKay, CMPTM
Certified Medicaid PlannerTM

David McKay is the President and Founder of the McKay Financial Group. After graduating high school, Dave entered the United States Air Force from 1978 to 1983. Dave joined the insurance and financial services industry in 1983, and has been providing insurance and retirement planning. Dave moved his practice to Savannah, Georgia in September 1992 from Denver, Colorado. Since then, he has helped hundreds of veterans and civilian families with our services in the Coastal Empire. 
Helping Our Clients Grow, Protect, and Preserve Assets for Over 40 years!

As an independent agent, Dave’s goal is to provide the absolute best service, by helping our clients grow their assets without risk of market loss; and providing the protection with Insurance and Annuity products from our many Insurance companies we represent. As an A+ rated Accredited Business with the BBB, since 2004, our number one goal is to provide excellent customer service to our clients. 
 
Dave enjoys family time when he is not providing financial services. He is married to his wonderful wife Virginia McKay, they have four children and four grandchildren.
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Dave looks forward to helping you and your family in the future, with information and one on one personal service to help you enhance your financial security. We wish each of you the absolute best in financial future for you and your family.

Dave specializes in providing clients with real options to such concerns in the following seven areas of financial services.

  1. VA Pension Planning – Dave is considered an expert in navigating Veterans benefits, and guiding families with this planning. Veterans and Surviving Spouses often believe they do not qualify, because they have been told by an untrained representative or misinformed person that that their current income or their assets are too high to be approved for VA benefits. Often this is not true, Dave understands the proper income/assets ratio for qualifying for this Veterans benefits. 
  2. Medicaid Planning – Dave is a Certified Medicaid Planner, TM. With Medicaid planning, it is possible to preserve assets for loved ones. Whether you need care now or are planning for future care needs, Dave is available to provide professional extended care funding guidance. Our services include Medicaid asset protection pre – planning, crisis planning, attorney referrals, and application assistance. 
  3. Income Planning - Increase your income withdraws payments up 25% or more. Many annuities use income riders, Dave looks at these income riders and then he compares them without the income rider and the costly Income Riders fees. By reducing or removing income rider fees, the. risk of market loss, inflation, and Longevity risk. 
  4. Life Insurance Planning - Dave represents some of the top- rated companies for your life Insurance needs. This companies offer great options with Term Life, IUL (Index Universal Life), and Whole Life products and funeral trusts.
  5. Medicare and Long-Term Care Expense Planning. We have educational information available on are Website to learn more, educate and to prepare for potential costs Medicare as well as Long Term care. We offer solutions to help prepare for Long–Term Care and Medicare supplements to provide coverage for what Medicare does not cover.
  6. Social Security Planning. We have educational information available to prepare and learn more about Social Security timing. With are social security report you can personize your information to maximizing your Social Security benefits.
  7. Home Health Care Insurance Planning- Our Home Health Care insurance plan is an affordable solution that gives you the flexibility to utilize the type of care that’s right for you.   Most people would prefer to receive care if needed, in the comfort of their own home, instead of at the nursing home. The benefits available in this policy are payable regardless of any other coverage you may have, including Medicare. 

We are a proud member of the Safe Money Places Agent Network

What's the Safe Money Places Agent Network?

The Safe Money Places® Agent Network is a national organization of independent, like-minded financial professionals who operate under the Safe Money Places® philosophy. 

The network’s mission is to educate the public about Safe Money Places® and how “safe money products” will help keep their wealth intact and safe. 

Members provide their clients with the knowledge about how “safe money products” can provide income vehicles during retirement, help preserve their estates, and how certain financial products can do BOTH.
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Please visit our educational website www.SafeMoneyPlaces.com for more information. 

ASK US A FINANCIAL QUESTION

Everyone’s financial situation is unique and there is no such thing as a one-size fits all retirement plan. Ask us questions and get real answers. ​